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Canadian Employees Considering A Career Change Due To Pandemic

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members. In our latest post, we discuss how Canadian employees consider a career change in relation to their mental well-being from the Covid-19 pandemic.

 

Canadian Employees Considering A Career Change Due To Pandemic

As we pass the 1 year anniversary of the Covid-19 pandemic, it has Canadian employees considering a career or job change. According to Morneau Shepell Ltd’s mental-health index, almost 1 in 4 Canadian employees (24%) are considering a different occupation or job.

Employees have noted they believe their employers have handled health and safety, technology and flexible work hours well. However, with employee’s mental well-being continuing to be a key issue since the Covid-19 pandemic began, it demonstrates that maintaining the status quo is not enough for employers to retain specifically younger employees. Employees under the age of 40 are more likely to reconsider their job as compared to Canadian employees over the age of 50.  

Employers Need To Prioritize Employee Communication & Well-Being

Career Change - YXE BenefitsEmployers need to be proactive in prioritizing communication and the well-being of employees in everything they do. 81% of Canadians say Covid-19 is negatively affecting their mental health, and of note, a significant percentage of employees are considering changing careers despite having positive opinions of how their employer handled the pandemic.

With new information constantly being released, employers must continue to check in on their employees well-being to maintain a productive and healthy workforce.

 

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin.

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’

www.yxebenefits.ca

The Chambers Plan Dental Coverage: What a Mouthful!

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we discuss dental coverage benefits offered through The Chambers Plan at YXE Benefits Saskatoon.

The Chambers Plan Dental Coverage: What a Mouthful!

The Chambers of Commerce Group Insurance Plan offers a wide range of dental options, designed to meet a variety of budgets and employee expectations. Basic coverage includes such things as check-ups, cleanings and x-rays; while more comprehensive coverage includes services like crowns, dentures and orthodontic services. So take a few moments and make sure your dental plan is up-to-date. A regular visit to the dentist will not only help you to maintain a healthy smile, but a healthy body as well!

What is Included in Dental Coverage with The Chambers Plan?

Whether you’re looking for basic maintenance or major coverage, our Dental insurance plans can help cover the cost of dental care for your employees and their families. Payments for Dental claims are typically processed within 48 hours. Employees can also track claims, review coverage and even see when they’re next eligible for a check-up by going online and using my-benefits.

Basic Dental coverage can include:

  • Check-ups and complete dental examsDental Coverage Saskatoon
  • Fluoride, polishing and scaling
  • Dental x-rays, periapical films and panoramic film
  • Pit and fissure sealants
  • Minor restorations including fillings and prefab crowns
  • Oral surgery – removal of erupted or impacted teeth or residual roots, and associated anesthesia

Endodontic and Periodontal procedures include:

  • Root canal therapeutics
  • Gum treatment

Major Dental coverage can include: 

  • Crowns and onlays, dentures and bridges
  • Denture relining and rebasing, repair of dentures or bridgework

Orthodontic Dental coverage can include:

  • Orthodontic exams, X-rays and casts
  • Braces and retainers for dependents not yet 17 years old

Take care of your employees with dental coverage through The Chamber Plan. Get a free quote from YXE Benefits today.

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin.

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’

www.yxebenefits.ca

Thinking of A Career Change? A Career Coach Can Benefit You

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we discuss the benefits of a career coach if you are thinking about changing careers or roles at a different company.

 

A Career Coach Can Benefit Your Job Search Experience

It is becoming more common for current generations of employees to have job hopping and multiple career changes on their resumes. The path that you first chose may not suit your interests anymore so employees are seeking new jobs or different roles every few years, as opposed to the sought after lifetime employment at one or two organizations from the Baby Boomers.

With job changing every few years, it can still be difficult to find the right career path to go down. That is where a career coach can help provide you with guidance to sort through your skill set, experience and interests to see what your next move could be.

 

A Career Coach Provides Practical Job Search Advice

Finding a new job can be overwhelming for anyone. Searching for jobs mainly happens online, as networking events are becoming less and less especially in 2020. 

Career Coach YXE BenefitsA career coach can help you along the way by providing expert advice during all stages of the job hunt. Once they know the types of jobs you are looking for, they can help you with the right keywords to search for positions and assist with creating a resume that highlights your skills relevant to the job position.

They can also help you prepare for interviews, which is always an intimidating part of the job search process. Career coaches provide practical advice on what to wear, how to respond to questions, etc. 

 

A Career Coach is Unbiased When Giving Advice

General advice for your career is readily available online, however nothing is tailored completely to you. With a career coach, they ask you questions to get to the root of the career you are looking for and provide you with their expert opinions you need to hear. 

A career coach will provide you with realistic and unbiased advice when helping you on your job search journey. Your friends and family are there to support you no matter what, but they may not have the best advice to help you.

 

Career Coaches Help You Prioritize Your Time and Energy

Searching for a new job can feel like it takes up a lot of your time if it’s not prioritized properly. A career coach can help you dedicate your time and energy in the right outlets to show more success in your job search than if you were doing it alone.

By dedicating a specific amount of time with your career coach it can improve not only your job search but enhance your chances of moving your career forward in the direction you want. A career coach can help you tackle your job search and keep you motivated in the meantime by keeping your goals in mind.

Investing time to reflect and refine our careers is important as our work lives are such a large part of who we are as people. You don’t have to do it alone, reach out to a local career coach to provide you with valuable help along the way getting you into your dream job before you know it.

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin.

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’

www.yxebenefits.ca

Should Your Business Hire More Remote Workers?

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest article, we talk about if your business should hire more remote workers for your company.

Should Your Business Hire More Remote Workers?

As businesses scrambled to adapt to strict new health measures, even the most stringent of change-evaders were forced to bend to forces beyond their control. Employees began working remotely, keeping in touch with clients from their at-home offices and connecting with co-workers via Zoom or Microsoft Teams.

Remote Workers YXE BenefitsFor some employers, the experience was a hard push into a trend that had already been happening long before the pandemic. And for some, the biggest and most surprising lesson they learned from the experience was that people working remotely actually works.

Of course, it doesn’t work for everyone. Businesses that require employees to be on-site because the work is physical in nature or retail shops that serve customers in-store need real people at work. But for those with employees who already do the bulk of their work digitally – and for those who discovered during the pandemic that they were still doing well without people in the office – taking a deeper look into hiring more remote workers may be worth the effort.

The Benefits of Having Remote Workers

Research undertaken by organizations such as Gallup, Harvard University, Global Workplace Analytics and Stanford University shows a number of ways employers benefit from remote workers.

  • On average, teleworkers are 35-40 per cent more productive than their office counterparts.Remote Workers Saskatoon YXE Benefits
  • Employees working remotely are more strongly engaged than their in-office counterparts, with 41 per cent lower absenteeism.
  • Employers who offer the ability to work remotely have better retention of employees. 54 per cent of employees say they would change jobs for one that offered them more flexibility – like where they can work from.
  • Organizations save an average of $11,000 per year per part-time telecommuter.

Another benefit: hiring employees who work remotely means you can access skills that might be scarce locally. Thanks to technology, employers can literally hire employees from anywhere around the world.

How Do You Hire The Right Remote Worker For Your Business? 

Pay attention to their behaviour, even before they interview.

  • Do they respond quickly to your emails? Do they communicate clearly, politely, respectfully? Can they spell? How they communicate with you reflects how they’ll communicate with your clients.

Remote Workers Saskatoon Chamber PlanMake sure they’re suited to working remotely.

  • Just because someone wants to work from home doesn’t mean they’ll be good at it. Weed out the couch surfers from the keeners by asking if they’ve worked remotely before and if they’re set up with the equipment to complete your projects. In the interview, ask them to walk you through a typical workday.

Ensure they’re a good fit for you and your culture.

  • Invite some of your employees to sit in on the interview and ask their own questions, including questions that aren’t all “business” so you can get a sense of the candidate’s personality and if it fits with your work culture. And don’t forget that your current employees can be a great resource. Ask them if they have recommendations for potential hires.

Give them actual work.

  • For candidates who look particularly promising, give them a paid test project with a firm deadline. The assignment should involve all aspects of the job – including working with your team and with supervisors – so you can see how they work, how well they meet deadlines and how they interact with the rest of your staff.

 

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin.

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’

www.yxebenefits.ca

Manage Your Group Benefit Program With MyBenefits

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest article, we talk about how business owners can save time managing their group benefit program with MyBenefits from the Chambers Plan.

Looking for a way to save time managing your group benefit program? MyBenefits from the Chambers Plan can help!

 

What is MyBenefits?

MyBenefits is a secure, online tool that you can conveniently use anywhere, anytime. It provides you, as a business owner, a quick and easy way to access your company’s coverage and premium information.

Whether you are looking to ensure a new employee is set up for benefits or calculate payroll deductions, you can use it to keep employee records current. MyBenefits allows you to add new plan participants, change their coverage, or terminate benefits of former employees.

 

What are the Benefits of MyBenefits?

MyBenefits Chambers Plan YXE Benefits SaskatoonContact Your Advisor

If you need to contact your benefits advisor, your employee’s assistance provider or anyone else connected to the plan, it is all just a convenient click away. 

Instead of call centres, talk to a real life person. At YXE Benefits, we know being able to contact the Chambers Plan to speak with someone who ensures your needs are met is crucial for busy small to medium sized business owners, as well as your employees.

 

Access Group Benefit Publications

With MyBenefits you have access to a variety of group benefits publications. You also have access to time saving tools and resources like an employee deduction calculator and taxable benefit report. It’s like having your own personal benefits plan assistant at your convenience! 

Provide your employees easy access to their own personalized benefits and claims information and more! Give them the details and resources they need, leaving more time for you with less questions being directed towards you.

 

Save Paper!

MyBenefits is eco-friendly when you register online! Do away with paper mailings by registering to receive billing statements online as soon as they are ready. No need to wait for the mail to be delivered when you have everything available to you online via phone, tablet or computer.

Start saving time by administering your group plans online today. To register visit my-benefits.ca and follow the instructions.

 

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’

www.yxebenefits.ca

YXE Benefits: What is Generic Interchangeability?

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we discuss what TELUS® Health Enhanced Generic Interchangeability is and how it benefits members of the Chambers Plan.

A partner in managing the Chamber Plan’s drug program is TELUS Health. They provide efficient processing, consistency of claims and develop polices to enhance sustainability for members.
One of these policies, which has a substantial impact by protecting the affordability of the drug plan, is the Health Enhanced Generic Interchangeability policy.

What is Generic Interchangeability?

Picture this. You and another person get prescribed the same drug. However, you are using the generic brand and they are using the brand name drug. They are a direct substitute of each other, so what is the difference?

Price. You paid less for the generic brand than they did for the brand name.

In most cases, when a generic brand is available over a brand name drug, the pharmacy is advised to substitute the generic drug.

Generic Interchangeability YXE Benefits SaskatoonThis is Generic Interchangeability, which is a designation given to generic drugs that have been identified as a direct substitute for a brand name alternative. Not only are the same active ingredients shown in generic and brand name drugs, generic costs less.

One thing to note, is that the pharmacy is advised to substitute the generic drug and under the Chamber Plan, TELUS will reimburse the generic costs. This practice is not always followed by pharmacies, depending on the provincial drug rules. When you are prescribed a brand name drug, YXE Benefits encourages you to ask your pharmacist if a generic brand is available to cover your bases.

Most Chambers Plan Extended Health options include generic substitution for prescription drugs. What if your physician indicates there is no substitution on your prescription? Then the requested drug will be covered based on the brand name cost, as long as it is listed by TELUS.

At YXE Benefits, we encourage Plan members to speak to their healthcare providers about prescribing generic brand alternatives. This will reduce your expenses and contribute to the sustainability of their drug plan.

If you are interested in learning more about The Chamber Plan and how it could benefit you, contact us for a free quote or more information. Chambers Plan combines accessibility, flexibility and the stability of pooled benefits so whether you are looking to start a benefits plan or make additions throughout the pandemic, we are here to help.

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin.

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’

www.yxebenefits.ca

The Chambers Plan Group Retirement Savings Plan In Saskatoon

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we share information on The Chambers plan group retirement savings plan.

The Chambers Plan offers an innovative group retirement savings plan designed to help Saskatoon businesses like yours be competitive and assist in your employees’ future financial needs.

Stay Competitive With a Group Retirement Savings Plan

  • Submit contributions
  • Access support tools and reports that are easy to read and understand.

group retirement savings plan

Having access to our online retirement planning tools, statements, and educational materials, Chambers Plan Group Retirement Solution works well with your company’s overall compensation approach by enhancing the future financial security of your employees and their families. Implementing a comprehensive retirement savings plan will help you to stand out when recruiting and retaining employees and create a sense of long-term loyalty and pride in your team.

Benefits to Your Employees

  • Low fees. The investment management fees (IMFs) in a group plan are typically lower than the management expense ratio fees charged by individual mutual funds and banks.
  • Immediate tax savings. Employees see immediate tax savings with the group RRSP if contributions are deducted from their gross pay, which means they pay income tax only on the reduced amount.
  • Simple online administration:
    • Fast and easy online enrolment
    • A secure website featuring comprehensive education and support tools
    • Ongoing online administrative support, including access to live support through our customer service centre and from licensed financial education specialists
    • An annual statement that is mailed to the employee’s home, summarizing account activity

See related YXE Benefits posts on group benefits.


We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

 

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Greater Saskatoon Chamber Of Commerce members.  In our latest post, we reveal our YXE Benefits Branding Video and how all the moving parts of YXE advisors, The Chambers Plan and the local Chamber fit together.

YXE Benefits Branding Video.

The YXE Benefits and our marketing team at Trusted Marketing Services have spent the past 6 months filming various scenes around Saskatoon and we are proud to launch our YXE Benefits branding video to Saskatoon.

We wanted to explain who we are, what we do and showcase some of our clients and the community activities that we engage in as exclusive representatives of the Chambers Plan in Saskatoon.

Thank you to Ryan Sutherland at Shoeless Joes and Garry Derenoski at Bridge Health for taking the time to share why you chose the Chambers Plan for your companies group benefits.

 

If you are interested in finding out more we strongly encourage you to attend a Chamber 101 event in Saskatoon. Non-members can attend this free event hosted by the Greater Saskatoon Chamber of Commerce. – see the list of events and dates here: http://members.saskatoonchamber.com/events 

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

YXE Benefits your Best Saskatoon Group Benefits Option

YXE Benefits offer the simple, stable, smart choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Chamber members.  In our latest post, we discuss the role of the local Saskatoon group benefits advisors and why we offer the best Saskatoon group benefits option.

YXE Benefits is the brand representing your Saskatoon Chambers Plan advisors. The local group benefits team at Wiegers Financial & Benefits and Aurora Financial are a source of knowledge and experience who can identify coverage solutions for your firm’s unique needs. Whether it’s simply to review your current coverage or to address budget or additional coverage needs, they can help you choose options that best suit your company.

Your YXE Benefits Saskatoon Advisor Can Guide You 

Your Saskatoon advisor can help design a benefit plan that meets your specific needs. From set-up to questions about coverage, your Chambers Plan advisor is your Saskatoon Plan advocate.

Your YXE Benefits Saskatoon Advisor Will be There for You

Best Saskatoon Group Benefits

From answering your employees’ questions to helping with a claim, they are members of your community – always there to help you.

The Best of Both Worlds

With the Chambers Plan, you have the support of a local Saskatoon presence who knows your business and your city, and the strength of a national program specifically designed for small to midsize Saskatoon businesses who are Chamber members. You can see why we are confident we offer the Best Saskatoon Group Benefits!

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

Wondering How Canadian Cannabis Legalization Will Impact The Work Place?

What Legal Cannabis May Mean for Employers

Canadian Cannabis LegalizationIn June, the federal government passed Bill C-45, the Cannabis Act. The legislation, proposed in April 2017, will make it legal to buy, possess and consume cannabis in all provinces and territories across Canada starting October 17, 2018.  Are you left wondering how Canadian cannabis legalization will impact your work place?

Specific rules around buying and using cannabis will vary depending on where you live (for example, the minimum age will be 18 in some provinces and 19 in others; some communities will allow cannabis use in public spaces, while others will restrict it to private homes only) But one area in which most provinces will likely be on the same page is “cannabis in the workplace” – meaning the rules for dealing with pot at work will be a little fuzzy everywhere.

Workplace drug use and/or impairment have long been a grey area. Policies around alcohol and drug use at the workplace are the responsibility of employers, not governments, although labour laws in most provinces say employers have the duty to address hazards at the worksite to keep employees safe.

And while you can test for impairment by alcohol, testing for impairment by cannabis is more difficult. There is no simple threshold for cannabis like there is for alcohol; the detection of THC in an employee’s system could be from cannabis consumed a month ago…and that’s not sign of impairment.

The Conference Board of Canada recently released a report that surveyed Canadian employers to learn their concerns about legalization and what they think it will mean for their businesses. The report, Blazing the Trail: What the Legalization of Cannabis Means for Canadian Employers found that:

  • More than half of Canadian organizations are either concerned or very concerned about the legalization of cannabis as it pertains to the workplace.
  • Employers’ top concerns include workplace safety, impairment or intoxication, and increased use of cannabis both inside and outside the workplace.
  • Employers will play a critical role in helping to shape legislation related to impairment, drug testing, and benefits coverage for medical use.

While employers will certainly face some new challenges with cannabis legalization, a good defence is to ensure there’s a solid alcohol and drug use policy in place now – and that it’s been updated to address some of the unique challenges that come with cannabis.

Canadian Cannabis Legalization in the work placeWhen developing a policy for your workplace, ask yourself this: how stringent should your organization be when it comes to alcohol and drug testing and potential discipline for impairment on the job? What are the operational needs of your specific industry and how safety sensitive is the work your employees do?

Here are some other things to consider when developing or updating your company’s alcohol and drug policy:

Talk to a lawyer. Consult with legal partners to make sure your policy respects the privacy and human rights of employees.

Train your managers. Provide supervisors and managers with training so they can recognize impairment, as well as any training that may help them address the subject with employees.

Educate your employees. First, make sure your employees understand that even though cannabis will now be legal in Canada, they can’t come to work under the influence of cannabis and that working while impaired, either by alcohol, cannabis or any other drugs, puts the safety of everyone at risk. Second, make sure they know about the alcohol and drug policy and understand what it means for them. And third, just like for your managers, provide training for employees so they too can recognize if somebody is impaired at work or suffering from substance abuse. Peer-to-peer conversations can be more effective than boss-to-employee confrontations.

“No free accidents”. If your business’s operations are safety-sensitive, you might consider including a “no free accident” rule in your alcohol and drug policy. This means your employees would agree to disclose any drug addictions or substance abuse problems to you and get treatment before their problems can compromise workplace safety.

Help those who need help. Have a system in place where employees can confidentially seek help, and provide resources and supports for those who have cannabis (or other substance) abuse problems. This could include access to confidential treatment and employee family assistance programs.

 

YXE Benefits offers The Chambers Plan as the simple, stable, smart choice for business; combining accessibility, flexibility & the stability of pooled benefits. Saskatoon companies choose the plan because it offers unsurpassed value & outstanding service

Over half of Canadian workplaces are ‘concerned’ about dealing with legal weed: Report

www.chamberplan.ca/blogs/read,article/63/what-legal-cannabis-may-mean-for-employers

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