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Should Your Business Hire More Remote Workers?

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest article, we talk about if your business should hire more remote workers for your company.

Should Your Business Hire More Remote Workers?

As businesses scrambled to adapt to strict new health measures, even the most stringent of change-evaders were forced to bend to forces beyond their control. Employees began working remotely, keeping in touch with clients from their at-home offices and connecting with co-workers via Zoom or Microsoft Teams.

Remote Workers YXE BenefitsFor some employers, the experience was a hard push into a trend that had already been happening long before the pandemic. And for some, the biggest and most surprising lesson they learned from the experience was that people working remotely actually works.

Of course, it doesn’t work for everyone. Businesses that require employees to be on-site because the work is physical in nature or retail shops that serve customers in-store need real people at work. But for those with employees who already do the bulk of their work digitally – and for those who discovered during the pandemic that they were still doing well without people in the office – taking a deeper look into hiring more remote workers may be worth the effort.

The Benefits of Having Remote Workers

Research undertaken by organizations such as Gallup, Harvard University, Global Workplace Analytics and Stanford University shows a number of ways employers benefit from remote workers.

  • On average, teleworkers are 35-40 per cent more productive than their office counterparts.Remote Workers Saskatoon YXE Benefits
  • Employees working remotely are more strongly engaged than their in-office counterparts, with 41 per cent lower absenteeism.
  • Employers who offer the ability to work remotely have better retention of employees. 54 per cent of employees say they would change jobs for one that offered them more flexibility – like where they can work from.
  • Organizations save an average of $11,000 per year per part-time telecommuter.

Another benefit: hiring employees who work remotely means you can access skills that might be scarce locally. Thanks to technology, employers can literally hire employees from anywhere around the world.

How Do You Hire The Right Remote Worker For Your Business? 

Pay attention to their behaviour, even before they interview.

  • Do they respond quickly to your emails? Do they communicate clearly, politely, respectfully? Can they spell? How they communicate with you reflects how they’ll communicate with your clients.

Remote Workers Saskatoon Chamber PlanMake sure they’re suited to working remotely.

  • Just because someone wants to work from home doesn’t mean they’ll be good at it. Weed out the couch surfers from the keeners by asking if they’ve worked remotely before and if they’re set up with the equipment to complete your projects. In the interview, ask them to walk you through a typical workday.

Ensure they’re a good fit for you and your culture.

  • Invite some of your employees to sit in on the interview and ask their own questions, including questions that aren’t all “business” so you can get a sense of the candidate’s personality and if it fits with your work culture. And don’t forget that your current employees can be a great resource. Ask them if they have recommendations for potential hires.

Give them actual work.

  • For candidates who look particularly promising, give them a paid test project with a firm deadline. The assignment should involve all aspects of the job – including working with your team and with supervisors – so you can see how they work, how well they meet deadlines and how they interact with the rest of your staff.

 

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin.

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’

www.yxebenefits.ca

4 Tips on Practicing Moderation

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we Share the benefits and benefits 4 tip on practicing moderation.

4 Tips on Practicing Moderation in 2020

Anytime  is a good time to think about our daily habits—things we’d like to change, but have yet to put into action. Many consider diet change or exercise regimens, but without considering the value of moderation. Many resolutions are not sustainable, and, as a result, go up in flames weeks after launch. A basic online definition of moderation is “avoiding excess or the extreme.” What we do while we are not at work matters, and moderation in our personal lives can positively impact our business lives.

Whether it’s choosing a small instead of the large popcorn at the movie theatre, or saying “no thanks” to work that doesn’t meet your business or personal priorities at the time, opportunity to practice moderation is everywhere.

Diet.

It’s safe to say, moderation is everything when it comes to the food and drinks we consume. In a world where we face open boxes of donuts in the office kitchen, and huge portions at restaurants, we are up against a lot. That is, our will power has to be rock solid.

Practicing Moderation in eating

The latest cleanse challenge or hip diet might seem like the way around this, but more times than not, we turn into ticking time bombs. Once the cleanse is over, we go right back to eating what we always eat (and sometimes over eat to make up for lost time). We are social beings—showing up at the pub for a water and salad is hardly fun, but choosing the healthy option 5 out of 7 days a week can take us a long way.

Moderation tip: If you’re eating out today, consider saving half of your meal to take home, or eat it later this afternoon.

Exercise.

Everyone knows, when it comes to exercise, consistency is key. Like cleanses and diets, exercise challenges can be fun, but usually only produce short-term gain. If you’ve gone from working out 2-3 days a week to 6 days a week, it can also be a recipe for injury if not supervised by a professional. A challenge is fun, but do it safely. If the gym bores you, change it up! Monday, yoga, Wednesday, gym, Friday kick-boxing, or whatever gets you pumped.

walking up the stairs Practicing Moderation

Moderation tip: Commit to that exercise slot in your schedule the same way you commit to showing up to work on time. The commitment to yourself is as important as the commitment you make to your boss, partner, or co-workers.

 

 

Saying Yes.

Stop it. You are burning yourself out, not leaving enough time or energy for personal growth, relationships, business growth, or whatever is important to you. As President and CEO of Lead from Within, Lolly Daskal says, “You can be a good person and still say no.” It’s been said a hundred times before—define your priorities, vocalize your goals, put them somewhere visible, and you will know what to say yes to, and what to delegate.

Practicing Moderation in saying noIt also helps to have something prepared, like a script, so you feel confident you can turn away work without offending or burning bridges when you’re asked. Your instinct can actually be a strong indicator of whether or not a project is aligned with your business goals. Hang on to that initial feeling when you were asked to participate; if there was a sense of excitement from the beginning, it’s probably work you won’t regret taking on.

Moderation Tip : Above all else, give yourself permission to respect your own personal boundaries.

Spending.

According to Stats Canada, in 2017, “Canadian households in the lowest income brackets spent an average of $33, 764 on goods and services, compared with $105,493 for those in the top 20% of household incomes,”—a good indication that we tend to live up to the lifestyle we make for ourselves. In other words, we spend what we earn.

Practicing Moderation spending

But imagine, this year, you stay put and decide against a bigger mortgage, buy an older vehicle, take one less shopping spree, try a staycation. There might be a natural cleansing to be experienced in having less “stuff” and more in the bank account. We are a consumer culture, but if you step back for a moment the next time you are about to make a purchase and ask, do I really need this? Or better yet, will this make me happy for longer than a day, what will your honest answer be? If you don’t make the purchase, what will you have left at the end of 2020? It might be worth the experiment.

Moderation Tip : If you were to make a personal budget, what would it look like?

Whether you are moderating your single-use plastic consumption, trading in the car for public transportation, cutting back on screen time, or choosing the single-patty burger instead of the double, we all know, but sometimes fail to acknowledge less, more times than not, is more.

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

Will an accident leave your business disabled?

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the The Chambers of Commerce Group Insurance Plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  Our  latest post subject is will an accident leave your business disabled?

What if you had an accident and couldn’t work for a while?

Your disability insurance would provide income in place of your salary until you were on your feet again, but what about those business bills! Unfortunately, none of us can predict a sudden illness or injury. It’s wise to consider how your absence would impact your business and make sure you’re prepared for unforeseen circumstances.

Designed for self-employed business owners who generate all of their firm’s sales and revenues and who are involved in the day-to-day operations of the business, BOE covers your business’ fixed expenses if you’re away for an extended period of time due to disability. BOE must be purchased in conjunction with Long Term Disability benefits.

Available in blocks of $100, coverage is available from $500 to $2,000 per month. The benefit will pay eligible business expenses, after a 30 day waiting period, for up to 18 months while you are disabled. Eligible business expenses are the actual, normal and customary expenses incurred by you, the owner, in the operation of your business. For partnerships, your assumed portion of such expenses is covered.

Eligible business expenses include:

  • Rent, electricity, telephone
  • Business taxes and licenses
  • Property taxes for the place of business
  • Leasing and amortization costs of equipment, including automobiles
  • Interest including the interest portion of mortgage payments, unpaid bills or lines of credit
  • Amortization or periodic repayment of capital including mortgages

In Addition:

  • Salaries of personnel who do not generate income and whose services are essential during your disability
  • Professional services of an outside accountant
  • Professional dues and professional liability insurance
  • Office cleaning
  • Postage and office supplies

You can purchase Business Overhead Expense coverage in conjunction with Chambers Plan Long Term Disability benefits. Together, it’s the coverage business owners need, at an affordable price.

With quick claim payments, rate stability, and guaranteed renewable coverage, the Chambers Plan makes it easy for you to invest in the health and well-being of your employees. 3,000 small businesses just like yours join the Plan every year. With the help of our local advisors at YXE Benefits, let us design a plan to fit your needs and your budget from an array of benefits and options:

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

What Is Stop Loss Insurance?

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we share an article by Benefits Canada on stop-loss insurance.

YXE Benefits Saskatoon

Stop-loss Insurance takes claim off the Employer’s shoulders

When an employee has a health issue requiring expensive treatment, the associated high-cost claims can be significant for their benefits plan sponsor. But it’s impossible to predict when a large claim will arise, so stop-loss insurance, which takes the claim off the employer’s shoulders, is one option to help protect against these unexpected costs.

As a type of insurance policy that sits on top of a benefits plan, stop-loss is available to both fully- and self-insured plan sponsors. When choosing stop-loss insurance, an employer selects a threshold up to which it can reasonably cover claims — ranging from between $10,000 and $100,000 — and any claims beyond that will be covered by the policy.

Stop-loss not a substitute for plan management

The main benefit of stop-loss insurance is its ability to protect the Saskatoon employer from catastrophic claims. Forstop loss insurance
self-insured groups, it primarily acts as a budgeting tool so there aren’t any unexpected hits that could affect accounting.

On the other hand, stop-loss can become costly. While a claim may be mitigated in the first year, premiums can rise
in the following years, essentially providing only short-term stabilization. This is especially difficult if the claim is reoccurring, which is the case for most drug claims.

“Stop-loss doesn’t help you avoid cost; it simply helps you prevent an unexpected surge in costs in a given year. It’s not a substitute for plan management.”

Another drawback is that most plans only have a single market for stop-loss insurance, meaning employers can only purchase it from one group, typically their own health insurer, which limits them to that insurer’s quote.

To limit risk, employers can use a pre-existing condition clause for an employee’s first year of employment by setting benefits to a specific limit so they can’t bring in unexpected expenses. Another option is to put a limit on drug reimbursement levels or incorporate provincial drug programs into the benefits plan.

While stop-loss prevents large, unexpected claims from affecting a plan sponsor, it’s important to understand that issues can still arise after a claim is made and employers should be aware of all the available options, so they can make a decision before it’s too late.

See related YXE Benefits posts on health insurance.

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

Workplace Flu Vaccination Clinics Information From YXE Benefits Saskatoon

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Greater Saskatoon Chamber Of Commerce members.  In our latest post, we shed light on what Saskatoon Employers should know about Workplace Flu Vaccination Clinics and the benefits of them for your employees.

What Employers Should Know about Workplace Flu Vaccination Clinics

The flu is a highly contagious and common viral infection. Every year, up to 10 per cent of people in Canada are affected by the flu, according to the Canadian Red Cross. For generally healthy people, the flu may just be an inconvenience. They may need to stay home from work for a few days until they’re feeling better. For others, the flu can be very serious. In fact, the flu is one of the top 10 causes of death in Canada. Every year, approximately 3,500 people in Canada die from this illness, according to the Government of Canada.

To help employees stay healthy, some employers are now offering workplace flu vaccination clinics. Here’s what you need to know about these clinics.

YXE Benefits SaskatoonHow Workplace Flu Vaccination Clinics Work

When employers offer workplace flu vaccination clinics, employees can receive their flu shots during the workday. Typically, a private area of the office will be set up for the clinic. A registered nurse will administer the shots.

For efficiency, you can have employees pre-register for the times they’d like to receive their shots. Instead of waiting in line, employees can continue working right until it’s time for their vaccinations. After they receive their shots, they can head right back to their desks.

Benefits Of Flu Vaccination Clinics To Employees

You’ll make it easier for your employees to get vaccinated by providing flu shots in the workplace. They won’t need to miss work to see their family doctors or to wait in line at a walk-in clinic. Instead, they can quickly get the vaccination during their regular workday, with no time-off required. Employees who tend to forget to get the flu shot may remember to get vaccinated due to your convenient clinic.

By receiving the flu shot, employees can reduce their risk of getting sick. According to the Centers for Disease Control and Prevention (CDC), getting the flu shot reduces the risk of contracting the flu by between 40 and 60 per cent overall. The effectiveness can vary widely from one season to another. Being less likely to fall ill is a major benefit for employees. When employees don’t get the flu, they can feel better and stay healthier.

Workplace Flu Vaccination ClinicsYour Business Will Benefit, Too!

The flu can be serious for individual people and businesses alike. When employees are sick with the flu, they should be at home resting. Employees who come to work while they’re ill won’t perform well and they could infect their coworkers. Employees who stay home and rest won’t be productive until they return. By providing easy access to flu shots to your employees, you can help avoid these problems.

When fewer employees get sick during the flu season, your company can remain more productive.

Providing flu shots also helps employees feel valued. Not every company offers flu shot clinics to its employees. By providing a flu shot clinic, you’ll help your company stand out from the competition and strengthen your business. Employees will know they’re receiving a unique benefit from your company and that you care about their health.

Getting Started

It’s easy to add a workplace flu vaccination clinic to your selection of wellness programs. To get started, contact the Saskatchewan Health Authority for more information. Appropriate agencies are qualified to administer the flu vaccine.

Once you’ve arranged the clinic, communicate the details to your employees. Use a variety of methods, like emails, posters and in-person meetings to advertise the clinic. During the clinic, you can set a good example for your employees and get your own vaccination.

The flu can be a serious illness, but you can help protect your employees with a workplace flu vaccination clinic. Set up your clinic today and you can enjoy a healthier flu season at your workplace.

See related YXE Benefits posts on workplace flu.

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

YXE Benefits Team Shares A Study About How Paternity Leave Improves A Mothers Health

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we share a recent study regarding how paternity leave can improve mothers’ health.

YXE Benefits Saskatoon

Paternity leave can improve mothers’ health

When fathers take paternity leave, it can actually benefit the health of new mothers. The study looked at the effects of a 2012 Swedish law that allows fathers to take up to 30 days off work, as needed, the year after the birth of a child, but while the mother is also taking leave.

Reduction in prescriptions, hospitalizations and visits to specialists

Where fathers took parental leave in the first six months after childbirth, the researchers found a 26 per cent decrease in prescriptions for anti-anxiety medications among new mothers, as well as a 14 per cent reduction in hospitalizations or visits to specialists and an 11 per cent decrease in antibiotic prescriptions.

Though the research found fathers took only a few days intermittently within those six months, the timing proved critical because it allowed new mothers to get the health care and sleep they needed, along with the opportunity to take preventative health measures.

The flexibility to take those days ad hoc was also an important factor, the study noted.

“While workplace flexibility is perceived to be a key determinant of maternal labour supply, less is known about fathers’ demand for flexibility or about intra-household spillover effects of flexibility initiatives. This paper examines these issues in the context of a critical period in family life — the months immediately following childbirth — and identifies the impacts of paternal access to workplace flexibility on maternal postpartum health”

Paternity leave helps to reduce the risk of postpartum health complications.

The research found increasing a father’s temporal flexibility reduces the risk of a mother experiencing physical postpartum health complications and improves her mental health.

“Our results suggest that mothers bear the burden from a lack of workplace flexibility — not only directly through greater career costs of family formation, as previously documented — but also indirectly.”

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

YXE Benefits Shares 2019 Buck Survey Indicating That Drug Claims Are Expected to Rise

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we share the information from the recent Drug Claims Expected to Rise in 2019 Survey.

Prescription Drug Costs represent the majority of private Health Spend

YXE benefits SaskatoonBenefit plan sponsors can expect to see a three to five per cent increase in prescription drug claims in 2019, according to Buck’s annual Canadian health-care trend survey.

However, the survey noted, since insurance providers also add a market inflation factor, the projected increase is actually 10.99 per cent, down from 12.45 per cent in 2018. Based on 2018 claims trends, the survey found prescription drug costs represent the majority of private payer health spend and have the greatest influence on employer benefits cost trends.

“Our survey shows that although actual drug claims remain relatively stable, insurers continue to project a faster rate of increase due to market inflation.” Buck Survey 2019

Dental Benefits usage also on the riseDrug Claims Expected to Rise in 2019 Survey

It also found the use of dental services is on the rise, increased slightly over the past two years to 5.86 per cent in 2019. And while hospital inflation factors consistently reduced between 2015 and 2018, this trend reversed in 2019 with the insurer trend increasing to 10.03 per cent from 2.6 per cent in 2018. However, this cost represents a relatively small portion of plan spend.

“Insurance providers factor projected market inflation into the rate-setting calculation, and this has the potential to drive plan costs both higher and faster than the actual trend in health-care spending.”

Drug Claims Expected to Rise in 2019 SurveyMedical advances and other factors to influence health care costs

The survey noted medical advances, demographic trends and regulatory oversight will influence health-care costs over the next few years, so employers should consider how their plans will evolve to ensure employees are healthy and productive while keeping costs under control.

 “Medical, prescription drug and dental care coverage make up an important component of employees’ total compensation. To help contain costs, companies need to think creatively about how they can encourage a healthy lifestyle for employees and embrace medical advances in testing and treatment to achieve better health outcomes.”

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

Heard of Employee Assistance Program from Chambers Plan

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we share information on Employee Assistance Program from The Chambers Plan.

Employee Assistance Program to the rescue

Employee Assistance PlanWhen life’s challenges make it difficult to concentrate on work, support for you and your employees is available through the Chambers of Commerce Group Insurance Plan Employee Assistance Program (EAP) – Arive®.

This confidential service provides access to professional counselling and guidance from experts who understand how coping with personal issues affects absenteeism and productivity on the job.

A good solution for businesses without internal HR support

The Chambers Plan Arive® Employee Assistance Program can complement any human resource department. It is also a good solution for businesses without internal HR support to help individuals deal with complex issues best resolved with the assistance of accredited professionals.

External one-on-one consultation is often financially out of reach for many employees; through the Chambers Plan Arive® EAP, you and your staff now have access to expert advisors and clinical assistance.

Professional Support for Individuals

Employee Assistance Program offers confidential, face-to-face counselling with a designated counselling professional, for employees experiencing personal problems, including:

  • Family challenges/Personal problems
  • Work-related difficulties
  • Addiction/Dependency concerns
  • Eldercare issues

Telephone consultation for Nutrition counselling

Also includes private telephone consultation for:

  • Legal issues
  • Financial struggles
  • Childcare information

Additional Support for Management

Management Guides and Bulletins: Guides and bulletins written by experts who understand the stresses and complexities of employee management on such topics as handling mental health issues in the workplace, holding better meetings, attracting and retaining great employees, dealing with addiction issues, bridging the generation gap, managing absenteeism, and more.

Critical Incident Stress Debriefing (CISD):In the event of an armed robbery, unexpected death of a co-worker, major occupational injury or other critical incidents – immediate help is available.

A counsellor will help you design communications, a support plan, and employee information sessions to best suit the situation. Intervention may be in-person or by telephone, as determined in the initial contact.

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

YXE Benefits Saskatoon

2019 National Cannabis Survey Shared By YXE Benefits Team

YXE Benefits offers the simple, stable, smart group benefits choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Saskatoon Chamber members.  In our latest post, we share the information from the recent Stat Can Government 2019 National Cannabis Survey.

2019 National Cannabis Survey

About 5.3 million or 18% of Canadians aged 15 years and older reported using cannabis in the last three months. This was higher than the 14% who reported using just one year earlier, before legalization.

The increase in cannabis use between the first quarters of 2018 and 2019 can be partly explained by greater use among males and people aged 45 to 64. For example, rates of cannabis consumption for males increased from 16% to 22% over this period, while rates rose from 9% to 14% for persons aged 45 to 64.

Levels of consumption remained stable for females, at 13%, and were unchanged for persons in the other age groups (such as young people under 25 and seniors).

At the provincial level, there was minimal change in rates of cannabis consumption between the first quarters of 2018 and 2019, with the exception of Ontario where prevalence increased from 14% to 20%.

The National Cannabis Survey (NCS), which was designed to monitor cannabis consumption and related behaviours before and after legalization, has collected data every three months since February 2018.

National Cannabis Survey 2019’s release features the first Canada-wide results entirely in the post-legalization period, including changes in consumption and sources of cannabis, as well as beliefs about when it is safe to drive after using.

Number of new Canadian cannabis users increasing

2019 National Cannabis Survey National Cannabis Survey 2019 posits more Canadians began to use cannabis in the first quarter of 2019. Some of these new cannabis consumers were first-time users, while others were former cannabis users who tried cannabis again post-legalization.

During the first quarter, 646,000 cannabis users reported trying cannabis for the very first time in the past three months. This number of first-time users was nearly double the corresponding estimate of 327,000 people one year earlier, when non-medical cannabis use was not yet legal.

Results suggest that first-time users in the post-legalization period are older. Half of new users were aged 45 or older, while in the same period in 2018, this age group represented about one-third of new users.

Males and young Canadians remain more likely to consume cannabis

While early indications suggest an increase in cannabis use in the period immediately following legalization, many other aspects of cannabis use appear to be unchanged. For example, cannabis use continued to be higher among males (22%) than females (13%). Use also remained more common among 15- to 24-year-olds (30%) than among people aged 25 and older (16%).

More cannabis users report obtaining cannabis from legal sources; fewer from illegal sources

According to the 2019 National Cannabis Survey, initial data indicate that Canadians are changing the source from which they obtain cannabis. In the first three months of 2019, a greater proportion of users reported obtaining cannabis from legal sources compared with the first quarter of 2018.

An estimated 47% of cannabis users or 2.5 million Canadians obtained cannabis from legal sources in the first three months of 2019, compared with 23% or 954,000 people over the same period in 2018, when non-medical cannabis use was not yet legal. Examples of legal sources of cannabis include authorized retailers and online licensed producers.

Fewer users obtained cannabis from illegal sources

Fewer users reported obtaining cannabis from illegal sources (such as a dealer) in the first three months of 2019 (38%) compared with the first quarter of 2018 (51%). A similar decrease was noted for the proportion of reporting friends or family as a source (47% to 37%).

Some users obtained cannabis from multiple sources, which could have included both legal and illegal sources. During the first quarter of 2019, obtaining cannabis from multiple types of sources was more common among daily or almost daily users (33%) than among those who used occasionally (once or twice) (14%).

Results also indicate that cannabis consumers who began using in the past three months were less likely to obtain cannabis from an illegal source (23%) compared with other users (40%).

Daily or almost daily cannabis use remains unchanged, while weekly and occasional use increases

Current cannabis consumption, regardless of frequency of use, is one of several indicators which can be used to monitor changes in cannabis use behaviours over time.

Higher frequency cannabis use, typically defined as daily or almost daily consumption, is often regarded as a more informative indicator of the impact of legalization, due to its association with the risk of addiction, poor mental health, and lower academic achievement.

After legalization, 6% of Canadians aged 15 and older or nearly 1.8 million people reported using cannabis on a daily or almost daily basis. Another 4% reported using weekly, 2% monthly and 6% just National Cannabis Survey 2019 once or twice in the last three months.

Comparisons with the first quarter of 2018 (pre-legalization) suggest daily and monthly use remained stable, whereas weekly use increased (from 2% to 4%), as did occasional use (from 4% to 6%).

Ongoing monitoring will be required to determine whether changes (or alternatively, stability) in user status observed in the period immediately following the implementation of the Cannabis Act are temporary (and related to a desire to try a previously illegal substance) or the beginning of longer-term trends.

National Cannabis Survey 2019 shows patterns of consumption varied by both age and gender

Daily or almost daily cannabis consumption was more common among 15-to-24-year-old Canadians (10%) than among those aged 25 and older (6%). Males were more likely than females to be daily or almost daily users (8% versus 5%). These estimates remained unchanged from the first quarter of 2018 for both gender and age groups.

While many of the harms associated with cannabis pertain to daily or almost daily consumption, less frequent users can still engage in risky behaviour such as consuming cannabis and getting behind the wheel of a motor vehicle.

Almost half of Canadians believe people should wait at least three hours to drive after using cannabis

Safety concerns remain about whether legalization of cannabis will increase incidents of cannabis-impaired driving. The main source of information on drug-impaired driving comes from official police-reported statistics.

While the NCS does not directly measure impaired driving, questions about perceptions and behaviours related to driving after cannabis use have been included in the survey to provide a fuller statistical picture of this phenomenon.

Nearly half (49%) of Canadians think that an individual should wait at least three hours before operating a motor vehicle after using cannabis. A relatively small share of the population (6%) believe that it is safe to do so within three hours. The remainder of Canadians (45%) think that other factors, such as a person’s weight or the method of consumption, determine when it is safe to drive after using.

Beliefs about when it is safe to drive after consuming differed by gender and the person’s cannabis use experience. By a slim margin, males (7%) were more likely than females (5%) to think that it was safe to drive within three hours of consuming cannabis.

In addition, daily and almost daily cannabis consumers were more than twice as likely as other Canadians to believe that it was safe to drive within three hours of consuming. About 18% of daily users reported this belief, while the same was true for 7% of other current users, 5% of former users, and 4% for those who have never consumed cannabis.

influence of cannabisBeliefs about when it is safe to drive after consuming cannabis are reflected in behaviour

Overall, 15% of cannabis users with a valid driver’s license reported driving within two hours of consuming cannabis. This is according to combined data from the fourth quarter of 2018 and the first quarter of 2019. This was unchanged from the first half of 2018.

Perceptions of when it is safe to drive were linked to the likelihood of driving within two hours of consuming cannabis. Among cannabis consumers who felt it was safe to drive soon after using, 36% drove within two hours. Driving soon after cannabis consumption was far less common among those who believed driving is only safe after three hours (2%).

Driving within two hours of cannabis use was also less prevalent among those who believed that other factors, such as weight and mode of consumption, should be considered in determining the capacity to drive (19%).

An estimated 4% of (or 1.1 million) Canadians aged 15 years and older reported being a passenger in a vehicle operated by a driver who had consumed cannabis within two hours.

Similar to operating a motor vehicle, getting into a vehicle with a driver who had consumed cannabis was more common among those who felt it was safe to drive within three hours of consuming cannabis (20%), compared with those who felt that at least three hours should pass (2%) or that other factors were relevant (7%).

Risk-taking behaviours are often related. Results show that 57% of people who had driven a vehicle within two hours of using cannabis also reported being passengers in vehicles operated by drivers who had consumed within two hours.

For the first time, it is possible to look at the co-use of alcohol with cannabis. Consuming both substances is considered to be a particularly risky combination while operating a motor vehicle. Close to 20% of those who reported driving after consuming cannabis indicated that they had also consumed alcohol. This represents about 123,000 people or 3% of cannabis users with a valid driver’s license.

More than half a million workers reported using cannabis before heading to work or while on the job

In addition to operating a motor vehicle soon after consuming cannabis, the risk of harms associated with use may be present in the workplace. An estimated 13% (about 514,000) of Canadian workers who are current cannabis users consumed cannabis before or during work. This is based on combined data from the fourth quarter of 2018 and the first quarter of 2019.

While the likelihood of engaging in this potentially dangerous behaviour did not differ by age or gender, it did vary by cannabis use frequency. Over one-quarter (27%) of daily or almost daily consumers reported using before or while at work, compared with 7% of other cannabis consumers.

We encourage you to connect with us on our Saskatoon social media platforms on Facebook, Twitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

YXE Benefits offers the simple, stable, smart choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose The Chamber group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Chamber members.  In our latest post, we discuss added the Chamber Plan value, one of which is the Business Assistance service. This is just one of the additional features built into each benefit plan at no additional cost.

Business Assistance Service

Business Assistance Service (BAS)

Helping you manage your business more efficiently

Most small businesses can’t afford to have a team of specialists on hand to help deal with unexpected problems that require an expert opinion. The Chambers Plan BAS is designed to fill this gap. This confidential service provides access to professional accounting, counselling, legal and human resource experts who understand the challenges faced by small business owners. One-on-one consultation is often financially out of reach for many businesses, however through the Chambers Plan BAS, firms have access, free of charge, to expert advisors who can help their business grow.

The Chambers Plan BAS provides business owners:

MANAGEMENT SERVICES

Provides up to nine hours of Legal, Accounting and Specialized Human Resource services combined, per calendar year.

  • Legal Advice – When faced with a legal dilemma, this service provides practical and current interpretations of company, partnership, taxation and insolvency law, plus all relevant aspects of common and civil law.
  • Accounting Advice – When the numbers don’t add up, advice from a professional enables owners and managers to strengthen management and control functions through expert counsel.
  • Specialized Human Resource Services – When facing a technical human resource issue, from termination processes and overtime pay to legislative/labour law concerns, this service provides you with answers confidentially, via telephone.

HUMAN RESOURCE COACHING

Confidential telephone coaching helps address a wide range of challenging people issues, including performance management, absenteeism, conflict and difficult behavior.

ABSENTEEISM MANAGEMENT

When an employee is consistently absent from work, or underperforming, there is a strong probability that a personal issue is the cause. Owners now have the resources available to help employees deal with situations affecting performance, through face-to-face counselling with a trained professional.

Business Assistance Service Chambers Plan Value

The Chambers Plan has retained Arete® Human Resources Inc. as the independent service provider of the Business Assistance Service. Arete manages a national network of professionals, ready to assist you and your employees, and a toll-free call will put you in touch with a trained specialist who will identify how best to help you.

We encourage you to connect with us on our Saskatoon social media platforms on FacebookTwitter & Linkedin. 

Contact us today for a quote…. find out if you can benefit!

‘Join the Group- It’s Time To Benefit’
www.yxebenefits.ca

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