YXE Benefits offers the simple, stable, smart choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the Chambers group plan because it offers unsurpassed value & outstanding customer service. In our latest post, we discuss why a good nights sleep is important for productivity and wellness
The Importance Of A Good Nights Sleep
Have you heard of a book called “Even Superheroes Sleep”? This book talks about superheroes and sleeping. So, Batman works hard helping Gotham City stay safe. He needs a rest, so his mind stays sharp and focused. This is a great children’s book to read. But, essentially the parallel here with superheroes and needing to sleep is that, in spite of how much everything is going on, heroes really get good sleep! Let’s just replace the superheroes with the hard-working superheroes on your team, and they part of your employee wellness program.
How can a good nights sleep be integrated into your employee wellness program?
Track Your Sleep
Use of device trackers and some health apps that have the sleep tracking functionality, a very common example is Fitbit.
Basically, these detect your sleep quality. But, some other things that you can do in terms of sleep challenges could be the use of wellness cards or wellness tiles or smart tiles, both on web and mobile, which attaches points and incentives to make sure people are aware of their sleeping patterns.
We all know that getting to bed usually around 9:00 o’clock is really key. But, for those that are a part of the 4:30 a.m. club that get up really really early, there’s a whole day waiting for you when you wake up.
Cool and Comfortable
Another trick is to make sure your mattress is cool. There’s a couple of things you can do to make sure your mattress is cool. There’s the chill pad. It’s a really expensive device, but it’s really worth it.
Other Sleep-Promoting Ideas
Some other creative things that you can do are to make sure you do yoga before bed. Stretching out your legs really helps and stretching out your thighs helps make you kind of a little bit sleepy. Don’t eat too much sugar or cards before bed.
Again, make sure that this is part of your wellness program and make sure that these behaviours are encouraged. Some other things that you can do are to make sure that you are meditating and clearing your mind. Somehow just listening or reading fiction before bed is really key and helpful for many. Also, stretching right before hopping on the bed, reduces your stress. Meditation also helps
So, track your sleep as well if you’re using a device tracker. It should be telling you things like when you’re cruising for a bruising, if you’re going to bed after 10:00 pm, for example. But, anyway it’s time for me to go to bed so I can wake up at 4:30.
The YXE Benefits is the simple, stable, smart choice for Saskatoon businesses; combining accessibility, flexibility and the stability of pooled benefits. Saskatoon companies choose the group plan because it offers unsurpassed value & outstanding customer service. The Chambers plan group benefits are for Chamber members. In our latest post, we discuss benefits fraud and share important information from Fraud is Fraud..
Benefits Fraud Is A Crime
Do you think using your dental or health benefits dishonestly is no big deal?
Whether it’s just a small, one-time thing, or a larger, ongoing scheme, benefits fraud of any kind is still considered fraud, and it’s a real crime with real consequences.
Benefit Fraud Is Stealing
You commit benefits fraud when you intentionally submit false or misleading information about the health or dental treatments you receive under your employer’s benefits plan. You may do it because you need some extra money, or you want more treatments or services than your employee benefit plan covers. Either way, you’re committing a real crime and must be prepared to face the real consequences.
WHAT DOES HEALTH AND DENTAL BENEFITS FRAUD LOOK LIKE?
People you may not expect, like health and dental service providers, friends, family members, and colleagues, could all lead you to commit benefits fraud. It is possible to become involved in it because it was suggested by someone you trust. It’s important to learn what it looks like so you can help prevent it.
Learn how to recognize the signs of benefits fraud..here are some examples below.
Letting a friend use your health or dental benefits because they exceeded their own coverage.
Using your benefits to purchase non-prescription sunglasses and submitting the claim as prescription eyeglasses
Increasing the amount of your claim to cover any portion of the cost not covered by your insurance.
Claiming a treatment or service under a dependent’s benefit coverage when you used the treatment or service yourself.
Claiming prescription drugs on behalf of others who are not covered under your plan.
Submitting a full claim for the same service to multiple insurers to double your reimbursement.
Buying trip cancellation insurance after you find out you have to have surgery and cannot go on a scheduled trip
What are the consequences of health and dental benefits fraud?
The consequences of benefits fraud can include loss or reduction of your benefits, loss of employment, a criminal record, fines and jail time.
HOW TO RECOGNIZE HEALTH AND DENTAL BENEFITS FRAUD
Benefits fraud is not always easy to spot, especially when a trusted co-worker, friend, family member or health or dental service provider suggests it. Look for these warning signs and alert your insurer if they occur:
Feeling pressured by your health or dental service provider to get unnecessary products or procedures
Being encouraged to claim products or services that are not eligible as a benefit under your plan as different products or services that are eligible
Health or dental service providers who seem more concerned with the details of your insurance coverage than providing the right product or service
Feeling encouraged to include incorrect or misleading information on a claim
Being asked to sign a blank claim form (often completed later with misleading information)
Health or dental service providers who use your plan membership information to charge for products and services you never received
Being offered cash or other incentives in exchange for your policy information